Little Moves You can Do to Improve your Financial Situation and Save Money
These days, saving money is a challenge. When you go out, there are many temptations to spend money even on unimportant things. We think these things could buy us happiness only to find that such kind of happiness is only temporary. Then, we only want and crave for more.
The never ending cycle of making and spending money goes on and on in our lives, until we make a decision to stop. When we learn to evaluate our spending habits and our attitude towards money and how the little expenses adds up, we begin to realize that there’s so much more we can do to keep our hard earned money.
1. Do the math – Before spending money on anything, you must know how many hours, days, weeks and months you need to work in order to be able to afford buying it. Let’s say you’re earning $15 per hour and work 5 hours a day. And let’s say you wanna buy an expensive scarf that costs $2,500. Before you let your impulsiveness take you, calculate how many days you would need to work to come up with the $2,500. That means that if you decide to buy it, you would need to work around 33 days. Do you really think its a good idea to spend all your month’s worth of paycheck for that expensive scarf that you think would give you a fashion edge over your friends? Is it all worth it? Doing the math and doing your calculations will help you put things into perspective and help you spend your money only on things you can afford.
2. Watch less television – Now, television can be very time consuming. You sit there and don’t realize that your time is drifting. Before you know it, you have spent 2 hours just sitting there, gazing your eyes on the television show and doing nothing. Watching television is not only unproductive but its also a waste of previous time you can spend doing more important things, or making money. Watching less tv also helps you cut back on electrical bills.
3. Do not buy your gifts – Yes, you heard it! You’ll most likely save more by making your own gifts instead of just buying them from the store. If you are good with arts and crafts and have plenty of time, it is really better to personalize and make your own gifts for your friends and loved ones, especially in important holidays like Christmas. Instead of buying and giving expensive gifts, give less expensive items such as cookies, candles, candies, soaps etc.
4. Sew your own clothes – If you know how to sew, it is certainly a perfect idea to make use of it by making your own clothes. You only have to buy the fabric and you can buy inexpensive ones from the shop then make your own designs. This is a great idea especially if you have small kids. Children’s clothes can be very expensive these days and there’s no better way to save on them but to make your own. If you don’t know how to sew yet, you can attend sewing classes to learn the basics then you can set out on your own. Who knows this even have the possibility of turning into a homebased business?
5. Stop spending huge for the sake of entertaining your kids – Too many parents these days spend so little time with their children and to make up for the guilt spend tons of money entertaining them. This can be in the form of buying them expensive toys, clothing and experiences. You have to stop. This is a surefire way to waste your money as children will never find contentment and satisfaction in things. All they want the most is your time and you need to give them exactly what they want.
6. Never go out to the store without a list of things to buy – In other words, don’t go shopping without a clear idea of what you will be buying. Most people go out window shopping and then just make the decision of what to buy when they are already in the store. This will not help you save on cash. Instead, you’ll end up buying more unnecessary items and paying for more. So, make sure you have a list and most of all, be sure to follow through and stick to that list as much as possible. Never buy something that’s not on the list, unless you have forgotten something which is extremely important.
7. Put things you want to buy in a 30 day waiting list before deciding to buy it – You might have heard of this money saving technique many times but more often than not, very few of you actually do it. This technique is my favorite because it helps me clear my mind and rethink things instead of giving in to my buying impulses. In many instances, you’ll end up not buying these things because you have had enough time to think things through and in most cases, you don’t really need the thing.
8. Pay attention to your health – Most people wake up in the hospital one day without realizing what they’ve done to become ill. But we all know that disease do not just happen in one day, in most instances. They are an accumulation of unhealthy habits that we fail to pay attention to. Most of us, don’t take charge of our health until we are sick. Paying attention to our health is very important. Health is wealth. If you don’t have it, you won’t have the ability to enjoy life and to make more money. So, take care of your health. Medical expenses can affect your budget and financial situation greatly.
9. Buy items in bulk and wait for store sale events – Buying things on sale will really help you save tons of cash. Malls and shops have their regular sale events. This happens on holidays, occassions and instances like Black Friday. Also, buying items in bulk will help you save money. This is great especially if you have a huge family. Buying household items such as cleaning soaps, detergents, shampoos in bulk can give you lots of savings as compared to buying them per piece.
10. Shop online – Shopping online has become tremendously popular over the years for a reason. Shopping online can help you save on gas, because you no longer have to drive to the store to buy your items. Also, many online shopping sites have free shipping service that you can take advantage so you don’t have to pay extra to have your items shipped at your doorsteps.
These days, saving money is a challenge. When you go out, there are many temptations to spend money even on unimportant things. We think these things could buy us happiness only to find that such kind of happiness is only temporary. Then, we only want and crave for more.
The never ending cycle of making and spending money goes on and on in our lives, until we make a decision to stop. When we learn to evaluate our spending habits and our attitude towards money and how the little expenses adds up, we begin to realize that there’s so much more we can do to keep our hard earned money.
1. Do the math – Before spending money on anything, you must know how many hours, days, weeks and months you need to work in order to be able to afford buying it. Let’s say you’re earning $15 per hour and work 5 hours a day. And let’s say you wanna buy an expensive scarf that costs $2,500. Before you let your impulsiveness take you, calculate how many days you would need to work to come up with the $2,500. That means that if you decide to buy it, you would need to work around 33 days. Do you really think its a good idea to spend all your month’s worth of paycheck for that expensive scarf that you think would give you a fashion edge over your friends? Is it all worth it? Doing the math and doing your calculations will help you put things into perspective and help you spend your money only on things you can afford.
2. Watch less television – Now, television can be very time consuming. You sit there and don’t realize that your time is drifting. Before you know it, you have spent 2 hours just sitting there, gazing your eyes on the television show and doing nothing. Watching television is not only unproductive but its also a waste of previous time you can spend doing more important things, or making money. Watching less tv also helps you cut back on electrical bills.
3. Do not buy your gifts – Yes, you heard it! You’ll most likely save more by making your own gifts instead of just buying them from the store. If you are good with arts and crafts and have plenty of time, it is really better to personalize and make your own gifts for your friends and loved ones, especially in important holidays like Christmas. Instead of buying and giving expensive gifts, give less expensive items such as cookies, candles, candies, soaps etc.
4. Sew your own clothes – If you know how to sew, it is certainly a perfect idea to make use of it by making your own clothes. You only have to buy the fabric and you can buy inexpensive ones from the shop then make your own designs. This is a great idea especially if you have small kids. Children’s clothes can be very expensive these days and there’s no better way to save on them but to make your own. If you don’t know how to sew yet, you can attend sewing classes to learn the basics then you can set out on your own. Who knows this even have the possibility of turning into a homebased business?
5. Stop spending huge for the sake of entertaining your kids – Too many parents these days spend so little time with their children and to make up for the guilt spend tons of money entertaining them. This can be in the form of buying them expensive toys, clothing and experiences. You have to stop. This is a surefire way to waste your money as children will never find contentment and satisfaction in things. All they want the most is your time and you need to give them exactly what they want.
6. Never go out to the store without a list of things to buy – In other words, don’t go shopping without a clear idea of what you will be buying. Most people go out window shopping and then just make the decision of what to buy when they are already in the store. This will not help you save on cash. Instead, you’ll end up buying more unnecessary items and paying for more. So, make sure you have a list and most of all, be sure to follow through and stick to that list as much as possible. Never buy something that’s not on the list, unless you have forgotten something which is extremely important.
7. Put things you want to buy in a 30 day waiting list before deciding to buy it – You might have heard of this money saving technique many times but more often than not, very few of you actually do it. This technique is my favorite because it helps me clear my mind and rethink things instead of giving in to my buying impulses. In many instances, you’ll end up not buying these things because you have had enough time to think things through and in most cases, you don’t really need the thing.
8. Pay attention to your health – Most people wake up in the hospital one day without realizing what they’ve done to become ill. But we all know that disease do not just happen in one day, in most instances. They are an accumulation of unhealthy habits that we fail to pay attention to. Most of us, don’t take charge of our health until we are sick. Paying attention to our health is very important. Health is wealth. If you don’t have it, you won’t have the ability to enjoy life and to make more money. So, take care of your health. Medical expenses can affect your budget and financial situation greatly.
9. Buy items in bulk and wait for store sale events – Buying things on sale will really help you save tons of cash. Malls and shops have their regular sale events. This happens on holidays, occassions and instances like Black Friday. Also, buying items in bulk will help you save money. This is great especially if you have a huge family. Buying household items such as cleaning soaps, detergents, shampoos in bulk can give you lots of savings as compared to buying them per piece.
10. Shop online – Shopping online has become tremendously popular over the years for a reason. Shopping online can help you save on gas, because you no longer have to drive to the store to buy your items. Also, many online shopping sites have free shipping service that you can take advantage so you don’t have to pay extra to have your items shipped at your doorsteps.
We’ll give you more tips on a part 2 article of the same topic. So watch out for more money saving tips from us!

Little boy saving money in piggy bankThese days, saving money is a challenge. When you go out, there are many temptations to spend money even on unimportant things. We think these things could buy us happiness only to find that such kind of happiness is only temporary. Then, we only want and crave for more.

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Ways You Are Blowing Your Money Off

amyk Wednesday, August 20th, 2014
Ways You Are Blowing Your Money Off
1. Paying for high interest credit card debt – By January of this year 2014, the American Household Credit card has confirmed that there are already $856.9 billion consumer credit card debt in America. It has become a bad habit for most people to rely on credit card instead of using on-hand cash when making purchases. A great number of people also rely on credit card for emergency situations such as the loss of a job and being unemployed for a certain period of time unexpectedly, medical emergencies or perhaps for college education.
There are times that the use of credit card may be beneficial. When it helps us cover for emergency situations where we have no other resort for example. However, many families have been placed in difficult financial situations all because of the use of credit cards. The interest rates can accumulate and can definitely put you in a financial debt mess if you are not careful. The rule is to always live within your means, which means that you should only buy what you can afford.
2. Through Wasted Food – What you don’t realize is that you are wasting tons of cash by throwing away those unwanted foods in your kitchen. Annually, America is losing billions of dollars in cash through these wasted food. So the next time you are thinking of throwing away food on the table that can still be eaten or utilized in some way, think of it as money which you are actually wasting.
3. Unhealthy Eating Habits – Many Americans love eating junk foods, fast foods such as burgers, spaghetti, fries and soda drinks. Without us knowing it, spending for these items add up. Try to add up the money you spend monthly on coffee alone or on unhealthy junk foods to keep your mouth preoccupied. Not to mention that these foods damage your health eventually and you could potentially end up with serious diseases that require expensive treatments and medicines. Deliberately choosing to eat healthy will involve some attention and time on your part but the long term rewards and benefits will really do you so much. Not only will it allow you to save on medical expenses but it will also allow you to enjoy more years of health and vitality and more time which you can use to generate more cash or improve your status.
4. Speedy Delivery of purchased items – In most cases, we do not really need a speedy delivery servie for the items we purchase but we opt for them just because we can’t be patient enough. We can’t wait for more days to see and get our hands on our purchased items and so we end up paying for higher shipping fees.
5. Designer Clothing and Items for our Children – Many parents want their children to look their best all the time and so they end up buying expensive clothing and items for them to wear. What we don’t realize is that children quickly grow and they outgrow their clothes very quickly. Whether it be a dress, or a shirt or a pair of shoes, these clothings will never really be used for too long by your kids because they are growing creatures. And they grow very fast. So, it is always better to be practical when it comes to this.

money1. Paying for high interest credit card debt - By January of this year 2014, the American Household Credit card has confirmed that there are already $856.9 billion consumer credit card debt in America. It has become a bad habit for most people to rely on credit card instead of using on-hand cash when making purchases. A great number of people also rely on credit card for emergency situations such as the loss of a job and being unemployed for a certain period of time unexpectedly, medical emergencies or perhaps for college education.

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Our 2014 Back to School Tips for Moms

Irish Friday, August 8th, 2014
Our 2014 Back to School Tips for Moms
If you have been heading to our facebook fanpage, you’d notice we posted several back to school tips from blogs we found online. But ofcourse, we also have our very own back to school tips for you guys, especially to all moms out there.
Our goal is to help you prepare for back to school with ease and preparedness to avoid stress and make the experience more fun for you and your kids. Here are our very own tips for moms, students and anyone who is interested to learn how to make the back to school season a happy and less stressful one.
a. Label your child’s school items with their names – putting your child’s name in their belongings is very important to make sure they don’t lose their things in school or even at home. Or if ever they lose it, it’s more likely to get returned to them because of the names on it. This way, you don’t end up buying them the same school item several times throughout the school year. In other words, it helps you save on cash.
b. Use existing supplies that haven’t been used from last year’s school year – chances are, you still have a few school supplies that your kid’s haven’t used from last year. Before heading on to shop for new supplies, be sure to check your storage for any supplies you can still make use of. So you won’t have to buy them anymore. You will be surprised at how much you can save with this.
c. Plan a rewards program to help motivate your children to study better and do better in school – If you have trouble with the academics of your children and you are already doing your best to help them but they seem to be low of motivation, try to set a plan to reward them. Make sure you communicate this plan to them and most importantly, make sure that you follow through. Make a visual pasted somewhere in your house or in their school items that will help them remind of the rewards they will be getting if they do better in school. Check out this post on why a rewards system for kids is important – http://mom.me/parenting/6401-kids-behavior-and-reward-programs/.
d. Take time to visit your child’s school – This is particularly important if your child is enrolled in a new school. But even if he’s not, it helps a lot for you to visit the school prior to the start of the school year. Get to know the teachers, check out the policies, facilities and everything else you wish to be acquainted with.
e. Bring excitement to the upcoming school year by talking positively and enthusiastically about schooling and learning – You’ll notice that if you do this, you won’t have a problem motivating kids to be eager to learn in school. They will pick up your vibrations. So make sure that you don’t make it sound like the upcoming schooling is a bad thing or a sad thing such as an end to their happy no school days. Help them look forward to this day with joy, excitement and happiness. It largely depends on you.
f. Check out our Back to School coupons/promotions in our back to school page – Last but not the least, be sure to head on to our page where we have the different back to school promotions offered by our partner stores. There are plenty of coupons to choose from which will help you save tons of cash as you get ready for the next school year.
http://couponbuzz.com/seasonal/back-to-school

Fotolia 54002107 Subscription Monthly M 289x3001 Our 2014 Back to School Tips for Moms If you have been heading to our facebook fanpage, you’d notice we posted several back to school tips from blogs we found online. But of course, we also have our very own back to school tips for you guys, especially to all moms out there. Our goal is to help you prepare for back to school with ease and preparedness to avoid stress and make the experience more fun for you and your kids. Here are our very own tips for moms, students and anyone who is interested to learn how to make the back to school season a happy and less stressful one.

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Why I Prepare for Christmas Way Too Early than Most People
For children, Christmas is a time of joy, a time of celebration and a time for receiving gifts. But for most of us adults, it can be a season full of madness, stress, anxiety and lots of things to do. This is the reason why I prepare for this season months before it happens. Yes, I make preparations for Chrismas, way too early. As early as the month of August kicks in, my Christmas preparations begin.
Why I do It and Why You Should Too?
I want to enjoy Christmas more. I find in the past, before I did this, that Christmas becomes less enjoyable as it becomes highly stressful and puts me in a frantic pace. Instead of enjoying the moment with family and friends, I become absorb in all the gift preparations, the planning, the buying of presents, decorating and all other errands just to make myself and my family feel the real essence of Christmas. It became really difficult for me to a point that I never wanted to celebrate Christmas anymore.
But as a mom, this is just not an option. I want my kids to experience Christmas and feel the sense of peace and joy and love that comes with it. But at the same time, I wanted to be a role model for them. I wanted them to focus on what truly matters – love and remembering the birth of Christ who died for our sins.
My brilliant husband gave me an idea into this and suggested I make preparations before December. That was when the idea hit me. I don’t need to make all the preparations by December, I can actually do it way advanced before this month.
What was the result and how do I do it?
The result astonished and amazed me up until this day. I start preparing by August by listing all the names of people that I want to give gifts to. I then list things I want to give them. If I can’t come up with anything, i have all the time in the world to find out what the person wants. I have a huge network of friends, families and acquaintance that my list reaches around 100 people, more or less. I even give to coworkers, and that of my husband’s too. That’s the reason why my list is quite long. That is also a huge reason why I needed to prepare for this event, really early!
I buy the gifts and wrappers or make them if I wanted the gift to be a personalized one, I buy christmas cards in advance and write in them in advance, I collect and buy things I would need for the season such as decors, gift wrappers and the like. I use coupons to save on items and rush in to the mall whenever they are on sale. I then put the items in stock in our house and wrap them one by one whenever I have the extra time to do so. I keep all the gifts in a cabinet which is clean and safe so that they are not damaged when December comes and they look like they were just wrapped at that time. I do not put names on the gifts yet before December. Instead, I place a reminder of what’s inside it. This way, I am able to make a switch as to whom I would give them if I feel the need to do so.
I also plan the christmas meals in advance. I read articles online, watch cooking shows and write meal plans so I do not have to worry what to prepare anymore.
As for the decorations, we set them up as early as October. We don’t do them all at once so that we don’t need to put in a huge portion of time into it. We set them every weekend and add something to what’s already set during that time. This becomes a great bonding activity for my family and the good thing is that we get to do it not only once. We get to do it until the end of December and by December, we are all amazed at what we have come up with.
We hold a party at our home every Christmas, and this used to be a huge source of stress for me. But today, not anymore! I prepare all the details of the programs, the foods and the parts of the event as well as all the things needed, way before December. Planning begins in September.
I can say that this strategy really helped me. Planning for Christmas in advance can really help a person. If it helped me a lot, I am pretty sure, it could help you too. The result is amazing! I no longer had that feeling of being overwhelmed. I can feel relaxed and at peace knowing that everything is already prepared. I have more joy and contentment and I can enjoy the season more and become more loving and giving to my loved ones. More importantly, I can be a great role model for my kids so they will be able to see what truly matters in celebrating this season. In addition, I get to save tons of cash because I have plenty of time to plan, buy with discounts, and decide.

Christmas Shopping Reminder on a Wall CalendarFor children, Christmas is a time of joy, a time of celebration and a time for receiving gifts. But for most of us adults, it can be a season full of madness, stress, anxiety and lots of things to do. This is the reason why I prepare for this season months before it happens. Yes, I make preparations for Chrismas, way too early. As early as the month of August kicks in, my Christmas preparations begin.

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Kid’s Birthday Parties Doesn’t Have to Burn a Hole on your Pocket
If you’re like most moms, you spend months planning your kid’s birthday parties, spend all your energy preparing for them and last but not the least, spend tons of money for that one day event. More often than you realized, you are spending way a bit more than necessary. If you’re an all or nothing type of person, you probably would just think it’s better to just let it all go and just not hold the party anymore.
You actually can have a birthday party for your kids without burning a hole in your pocket. It’s simple and it’s all a matter of finding out what works and what doesn’t. It involves a lot of planning, but the extra savings it would give you would definitely be worth the hassle.
Based on my own experience through trial and error, these are the things I’ve considered has worked best for me and probably for you too.
1. Save up for that event – Instead of taking a huge portion of your budget and money for that party, why don’t you save up for it 12 months ahead so that you won’t find yourself, having to use all of that $200-$300 from your income? If you save $20 a month for example, you would already have $240 by the end of your 12th month and you can use this money to fund your party. Then, you can just add a little to it if you want. But if won’t feel like your spending too much because you already had the money for it. Sounds like a great idea right?
2. Budget – One of the trick which doesn’t go missing on any money saving article is budgeting. Whether it be for monthly expenses, parties, events and trips, budgeting does work. The key is to decide on a budget and stick to it. Before you start saving up for your event, you have to decide how much you need. You’ll have to decide on a particular budget. A budget will help you stay on track and make sure you do not overspend.
3. Spend less on Decoations – Most moms spend tons of money to make the decorations look elegant and perfect. But you can actually do them yourself. A DIY decoration not only is less expensive but it has some personal touch on it. Making decorations can even be an inexpensive and enjoyable bonding activity for you and your kids.
4. Buy from Thrift Stores – Instead of buying your needed supplies in an expensive party shop, head on to a thrif store first. Chances are, you can find lots of items there that are half less expensive as those you can buy from the shop.
5. Use what you already have – Before buying items, check your supplies and inventories for things you might already have. Chances are, there are items from your previous parties and events that you can still utilize instead of buying new ones. Make sure you know you have them before you head on to shop.
6. Ask friends and relatives to be the clown, party entertainers, etc. instead of hiring professional ones – If you are hosting an informal neighborhood party, you don’t need to impress too hard by hiring professionals. Let go of the need for perfection and the need to impress and you’ll find that there is plenty of room for you to save tons of cash. Ask friends, relatives and neighbors to be the emcee or program facilitators, dancers, clowns or performer during the program. You’ll be surprised at how easy it is to find people to cooperate so you can make the best party for your kid a reality, without you burning a hole in yourhappy little girl with birthday cakepocket.

happy little girl with birthday cakeIf you’re like most moms, you spend months planning your kid’s birthday parties, spend all your energy preparing for them and last but not the least, spend tons of money for that one day event. More often than you realized, you are spending way a bit more than necessary. If you’re an all or nothing type of person, you probably would just think it’s better to just let it all go and just not hold the party anymore.

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Mother’s Day Thoughts

miriam Wednesday, April 23rd, 2014
There’s a viral video going around in social media today about an interview for a job and not just any kind of job. It’s a job that involves almost all day of sitting and going around, no days off 24/7 and 365 days per year and no salary but its a very fulfilling job and you get to be the director of operations. All of the people interviewed said that there is no reason why they would take this kind of job and that someone who would take it is crazy enough. They were in for a great surprise in the interview experiment when they learned that some people are actually in this kind of job – MOMS. A few of them shed tears as they remember their own moms and realize all of the sacrifices made to raise them.
Moms are great. The word great is an underestimation of just how cool and awesome they really are in each of our lives. Our mom’s are there for us to cook our delicious foods, to take care of us when we are sick, to be a shoulder to cry on in times of sorrow and disappointment, to be a friend we can talk to anytime we want, to buy our favorite toys and dresses, to guide us and make sure that we excel in school and to still worry about us and our kids when we finally have our own families.
Now that I am a mom myself, I really appreciate motherhood more, and I appreciate my mom even more. I plan to make this coming Mother’s Day a special one for her, even in my own simple ways. I do not plan to give something expensive. Instead, I plan to give something that would be more special and meaningful to her. I don’t believe that gifts had to be expensive. I would probably pick some flowers in the garden for her and bake a nice cake with a nice message for her. I’m sure my mom will be happy.
How, about you? What are your plans for Mother’s Day?

young boy celebrating mothers dayThere’s a viral video going around in social media today about an interview for a job and not just any kind of job. It’s a job that involves almost all day of sitting and going around, no days off 24/7 and 365 days per year and no salary but its a very fulfilling job and you get to be the director of operations. All of the people interviewed said that there is no reason why they would take this kind of job and that someone who would take it is crazy enough. They were in for a great surprise in the interview experiment when they learned that some people are actually in this kind of job – MOMS. A few of them shed tears as they remember their own moms and realize all of the sacrifices made to raise them.

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5 Things You Can Do to Save this Easter

Irish Thursday, March 27th, 2014
5 Tips On How To Save This Easter
The Easter break is finally here and the children have just taken a break from school. For most moms, it will be the time to take a breather from all the school related expenses, but for some it is also the time to shell out money for activities the children might want to participate in while they have enough free time in their hands. Music or swimming lessons, as well as other interesting activities, may be a little bit expensive, but here are a few things you might want to bear in mind so you can scrimp this Easter break:
Bring Your Children to the local Library
If you raised your children to be book lovers, nothing will thrill them most than the sight of many books and there is no perfect place to experience exactly that than in the library. Encourage them to get their own library card so they can go on and borrow as many books as they can manage to read over the spring break. Borrow storybooks and activity books which you can all read at home. This will spell endless hours of fun and entertainment for you and the kiddos and you do not even have to break the bank! For bigger children, you can even encourage them to make a very informal book report of the books they have finished reading. That way, you are not only nurturing their love for reading but also their love for writing and learning, too!
Go to the Park
The nice weather is also the perfect opportunity to spend some time and explore outdoors. Bring the children to the park, pack a couple of toys they can play outside, like balls, bubbles and kites. Allow them to be curious and let them take photos of stuff they see around, like the clouds, the trees, or the insects. While you are at it, do not forget to bring some sandwiches and juices the children can snack on when they get tired of too much playing – an impromptu picnic! What could be better than that?
Encourage the children to help with the chores
Another thing to do this Easter break to make sure the children will be as productive and spend their time wisely instead of sitting in front of the television for hours on end, is to help in the household chores. Give them something easy enough for their little hands to do, like sorting the laundry and folding clean clothes, perhaps. Teach them to make the bed after getting up each morning or wash the dishes, the non breakable ones, when they are done eating. You can also ask them to help prepare snacks and simple dishes in the kitchen, too.
Play Board Games
Scrimp on electricity and batteries by unplugging your television and turning off those gadgets and game console and inspiring children to play board games. Whether they choose to play chess, scrabble, monopoly or any other board game they fancy, it will be one enjoyable and worthwhile way to spend their afternoons. Not only will they be enjoying the game, but they will also develop and enhance their critical thinking and vocabulary, depending on which board game they choose to play. Foster good and clean competition by giving a nice reward or gift for the winner of each board game.
Plan a Fun Easter Together
Allow the children to lend a hand in your Easter preparation. Let them help in preparing breakfast on Easter morning by fixing sandwiches and making juices or cutting simple fruits and vegetables to add to your breakfast feast. And since there will be more hands to do the work, you can probably skip buying ready-made Easter eggs and make those colorful eggs at home and color them with the kids. You can simply get several dozens of eggs and a handful of food coloring from the supermarket for your very own do-it-yourself egg coloring activities. To score additional savings, you can also buy candies and sweets in bulk and a couple of colorful paper bags. Ask the children to help you sort out the treats and prepare them in the bags, I am sure the little ones will really be delighted to be of help.

banknotyThe Easter break is finally here and the children have just taken a break from school. For most moms, it will be the time to take a breather from all the school related expenses, but for some it is also the time to shell out money for activities the children might want to participate in while they have enough free time in their hands. Music or swimming lessons, as well as other interesting activities, may be a little bit expensive, but here are a few things you might want to bear in mind so you can scrimp this Easter break:

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graduate

Graduation Day is an important milestone in anyone’s life. It is not only putting an end to students’ sleepless nights of preparing and reviewing for exams or stressful days of doing projects and researches. It is a rite of passage that signifies the beginning of one’s new chapter to tread on, new journey to embark. It is an accomplishment not only for the graduates themselves but also for their parents who gave their efforts, time and support to their children to make this day possible. No wonder this is one of the most celebrated events in one’s life.

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Smiling woman with red heart

February is fast approaching and we all know what this month is all about. It is that time of the year when people bring out their creative sides to express how they feel to the people they love. It is that time of the year when people indulge their romantic self and do things in the name of love. Here are some ideas you might want to consider to make this year’s Heart’s Day a memorable one.

A Trip for Two

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Gifts Not to Give This Christmas

sarah Wednesday, December 18th, 2013

happy boy in front of christmas tree

Christmas is that time when everyone is simply being kinder than usual doling out holiday greetings to random strangers in the streets. It can be a tad tiring for some, what with all the long lines, the traffic jams and chaos everywhere, but, although it is also deem the busiest time of the year, especially for shopping malls when a seemingly endless number of people flock for their last minute Christmas shopping, it is also that time of year when majority of the people are in their most generous and are careful to only wrap the most special gifts for their office mates, colleagues, friends and loved ones.

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