1. Paying for high interest credit card debt - By January of this year 2014, the American Household Credit card has confirmed that there are already $856.9 billion consumer credit card debt in America. It has become a bad habit for most people to rely on credit card instead of using on-hand cash when making purchases. A great number of people also rely on credit card for emergency situations such as the loss of a job and being unemployed for a certain period of time unexpectedly, medical emergencies or perhaps for college education.
Published Aug 20, 2014 - No comments yet, your thoughts are welcome
If you have been heading to our facebook fanpage, you’d notice we posted several back to school tips from blogs we found online. But of course, we also have our very own back to school tips for you guys, especially to all moms out there. Our goal is to help you prepare for back to school with ease and preparedness to avoid stress and make the experience more fun for you and your kids. Here are our very own tips for moms, students and anyone who is interested to learn how to make the back to school season a happy and less stressful one.
Published Aug 08, 2014 - No comments yet, your thoughts are welcome
For children, Christmas is a time of joy, a time of celebration and a time for receiving gifts. But for most of us adults, it can be a season full of madness, stress, anxiety and lots of things to do. This is the reason why I prepare for this season months before it happens. Yes, I make preparations for Chrismas, way too early. As early as the month of August kicks in, my Christmas preparations begin.
Published Jul 15, 2014 - No comments yet, your thoughts are welcome
If you’re like most moms, you spend months planning your kid’s birthday parties, spend all your energy preparing for them and last but not the least, spend tons of money for that one day event. More often than you realized, you are spending way a bit more than necessary. If you’re an all or nothing type of person, you probably would just think it’s better to just let it all go and just not hold the party anymore.
Published Jun 23, 2014 - No comments yet, your thoughts are welcome
There’s a viral video going around in social media today about an interview for a job and not just any kind of job. It’s a job that involves almost all day of sitting and going around, no days off 24/7 and 365 days per year and no salary but its a very fulfilling job and you get to be the director of operations. All of the people interviewed said that there is no reason why they would take this kind of job and that someone who would take it is crazy enough. They were in for a great surprise in the interview experiment when they learned that some people are actually in this kind of job – MOMS. A few of them shed tears as they remember their own moms and realize all of the sacrifices made to raise them.
Published Apr 23, 2014 - No comments yet, your thoughts are welcome
The Easter break is finally here and the children have just taken a break from school. For most moms, it will be the time to take a breather from all the school related expenses, but for some it is also the time to shell out money for activities the children might want to participate in while they have enough free time in their hands. Music or swimming lessons, as well as other interesting activities, may be a little bit expensive, but here are a few things you might want to bear in mind so you can scrimp this Easter break:
Published Mar 27, 2014 - No comments yet, your thoughts are welcome
Graduation Day is an important milestone in anyone’s life. It is not only putting an end to students’ sleepless nights of preparing and reviewing for exams or stressful days of doing projects and researches. It is a rite of passage that signifies the beginning of one’s new chapter to tread on, new journey to embark. It is an accomplishment not only for the graduates themselves but also for their parents who gave their efforts, time and support to their children to make this day possible. No wonder this is one of the most celebrated events in one’s life.
Published Feb 13, 2014 - No comments yet, your thoughts are welcome
February is fast approaching and we all know what this month is all about. It is that time of the year when people bring out their creative sides to express how they feel to the people they love. It is that time of the year when people indulge their romantic self and do things in the name of love. Here are some ideas you might want to consider to make this year’s Heart’s Day a memorable one.
A Trip for Two
Published Jan 23, 2014 - No comments yet, your thoughts are welcome
Christmas is that time when everyone is simply being kinder than usual doling out holiday greetings to random strangers in the streets. It can be a tad tiring for some, what with all the long lines, the traffic jams and chaos everywhere, but, although it is also deem the busiest time of the year, especially for shopping malls when a seemingly endless number of people flock for their last minute Christmas shopping, it is also that time of year when majority of the people are in their most generous and are careful to only wrap the most special gifts for their office mates, colleagues, friends and loved ones.
Published Dec 18, 2013 - No comments yet, your thoughts are welcome
Of all black Fridays, this particular Black Friday is the most highly anticipated. Celebrated the day after Thanksgiving, which occurs every fourth or last Thursday of the month of November, Black Friday traditionally marks the beginning of the Christmas season for shoppers. It was originally coined to describe the traffic situation in Philadelphia the day following Thanksgiving. Nowadays, Black Friday is all about shopping. It is the busiest day for shoppers and is said to be the day most retailers record their highest profit of the year. The name was used in relation to accounting where the losses were recorded in red while the gains are in black.
Published Nov 27, 2013 - No comments yet, your thoughts are welcome